You Are More Than A Credit Score To Us

Does it make a difference doing business with people who know you? We think it does, and that's why we make credit decisions locally.

Of course, we require proper documentation, like any lender. But we're different from large, impersonal banks in an essential way - we know the importance of new homes, cars and college graduates to our local community.

If you have a borrowing need, please give us a call or stop by any of our banking offices to discuss it. We promise to treat you like a neighbor. Not a number.

Try banking with a new perspective...yours!
REAL PEOPLE. REAL SOLUTIONS.
info@sbandtbank.com
(229) 430-7000 Albany
(229) 924-0301 Americus

All loans and lines of credit are subject to credit approval